As a business owner, you’re free to have your choice of which benefits to offer your employees. Your employees should have the freedom to choose which of those benefits they’d like to take advantage of. At Freedom Benefits Services (FBS), we offer a unique suite of benefits services to protect you, your employees and their families so that everyone is protected in a time of need.
We want you to be able to focus on running your business and not worry about employee safety. We don’t want your staff to worry about what can happen financially if they or one of their loved ones get sick or injured.
Know that with FBS, everyone’s needs are adequately covered. From group accident insurance to cancer care, hospitalization coverage and more, we can build custom plans to suit the individual needs of you and your staff.
Group Accident Insurance
Group accident coverage provides employees with an added level of financial protection to help cover out-of-pocket medical costs, including deductibles, copays, and coinsurance. Non-medical expenses following an accident may also be covered.
Group Cancer Insurance
Cancer insurance helps provide necessary funds for employees and cover out-of-pocket expenses associated with cancer. Those who are insured and have received a cancer diagnosis or are undergoing treatment will receive a benefit that they can spend however they see fit.
Individual Life Insurance
Life insurance is an important part of your financial wellness, regardless of your family status. If you have shared debts or anyone relies on your income for their financial well-being, you should consider getting life insurance coverage.
Group Life Insurance
Employers offer group life coverage from a single point of contact to a group of employees. Those with coverage may not have to pay any out-of-pocket amount to receive policy benefits. A typical group policy includes term life insurance, which guarantees a specific payment if a person dies during a certain period of time.
Disability Insurance
Disability Insurance is a form of income protection that provides short-term benefits to qualified workers who experience a loss of wages due to a non-work-related illness, injury or medical condition.
Hospitalization Insurance
Hospital insurance can be part of a group plan, and pays out benefits to an employee if they are confined to a hospital for any reason. Expenses covered can include deductibles, prescriptions and other hospital stay services.
Group Health Insurance / Employee Benefits
Group health insurance and employee benefits include any number of benefits that employers offer their employees. These plans help employees as premiums are typically lower at the group level. Employers gain tax benefits, and they help with retention and productivity.
Value-Added Services
Telemedicine
Telemedicine allows employees to connect with a medical provider or licensed behavioral health specialist online and receive personalized treatment anytime, almost anywhere. It is also available as an employer-paid offering.
Health Advocacy & Medical Bill Saver
This service helps employees navigate health care and insurance-related issues, resolve claims, negotiate medical bills and more.
Fraud Protection
Get award-winning fraud protection for your employees, including dark web monitoring. This is also available as an employer-paid offering.
College Assistance Plan (CAP)
From admissions and college planning, to financial aid and applications, our online support center offers tools and resources to help employees navigate the entire college preparation process. The CAP is also available as an employer-paid offering.
FBS aims to be your partner, and we’re here to accommodate your needs.
We don’t need to be on-site to have a powerful impact, but if you’d like us to, we can be.
Enrollment meetings can be set up face-to-face in group or in one-on-one sessions with each of your staff members. We can also set up virtual, web-based enrollment meetings, or do them over the phone through a secure call center.
Our experience speaks for itself. We’ve built strong relationships with top insurance carriers to find the right solution for you and your organization.
Our team has worked as claim payers, recruiters and managers for those same large carriers, so we know how they work and have a strong understanding of all aspects of employee benefits. To learn more about our services, contact us today.